SSDI or SSI? What’s the Difference?

Social Security Disability Insurance (SSDI) offers benefits to persons in Maine and throughout the United States. SSDI benefits are available for those who cannot work because they have become disabled. The benefits are not available to just anyone, however.

In order to qualify for SSDI, you must have worked for a long enough period, and you must have paid Social Security taxes. If you meet those qualifications, then you are an “insured” worker under the Social Security system, and you may be eligible for SSDI benefits if you are found to be disabled and unable to work.

Supplemental Security Income (SSI) is different. SSI offers benefits to disabled persons who need help because they have a low income and few financial resources. SSI also offers benefits to blind and elderly persons with similar economic hardships.

Both SSDI and SSI require that you be “disabled” according to a strict definition under federal law. So, while the programs offer benefits for different needs, proving that you meet the definition of “disabled” is an important part of the process of applying for either SSDI or SSI.

Jackson & MacNichol serves clients with SSDI and SSI claims throughout Maine and all parts of New England, including New Hampshire, Vermont, Boston, Massachusetts and Connecticut. Let our experienced Social Security attorneys and staff assist you – we offer representation at all stages of the claim process. Call us today at (800) 524-3339 or use our online contact form.